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Loan Deferment Checklist



Participants in NIH training programs who wish to have their educational loans deferred while in training at the NIH should submit the following documents to Building 2, Room 2E28B. Individuals at other locations may submit the same documents as PDF files via e-mail to If sending documents by e-mail, please DO NOT ADD your social security number. You will be contacted if this information is needed.



1. The loan deferment form

  • Please include all pages; the last page generally contains the address to which the deferment form should be sent. If the lending institution information is not on the last page please write it in. IMPORTANT NOTE: we must have the name of your lender and the FAX number in order to submit the form!
  • Please sign the form.
  • If you have a Federal loan, the proper form to use is the Graduate Fellowship Deferment Request form. Note that this link will take you to the most recent version.
  • Check the box indicating that you are "in full-time course of study in a GRADUATE FELLOWSHIP program."
  • Please leave Section 4 of the Graduate Fellowship Deferment form COMPLETELY BLANK.  Your supervisor is not the certifying official; we will complete this section of the form.

2. A short memo from your supervisor (on NIH letterhead) verifying the exact beginning and ending dates of your fellowship for the calendar year for which you are applying.

  • Although your Fellowship may be for two years or more, we can only authorize one calendar year for deferment purposes. You must reappy annually.
  • Your memo should indicate the program in which you are participating (e.g., Postbac IRTA, Postdoc IRTA), and describe, in brief, the research in which you are involved.

After You Submit

Deferment forms are processed within one to two weeks.

The Office of Intramural Training & Education will certify your participation in the appropriate training program and forward the forms to the lending institution; however, approval of loan deferments rests exclusively with the lending institution.

When your loan deferment forms have been signed and submitted to the lender(s), you will receive an e-mail that includes a PDF of the forms for your records. Follow up with your lending institutions after your deferment forms are submitted to make certain they were received.

Questions: Send an e-mail to: